Terms of Use

Acceptance

By accessing or using alliancehealthsavings.com you agree to these terms. If you do not agree, please do not use the site.

What this site is

Alliance Health Savings is a marketing and referral service. We connect consumers with licensed insurance agents. We are not an insurance company, an insurance carrier, or a government agency, and we are not affiliated with, endorsed by, or acting on behalf of the federal or any state health insurance Marketplace, Medicare, or Medicaid.

No offer of coverage

Nothing on this site is an offer, solicitation or binding of insurance. Submitting the coverage review form is not an application for insurance and does not guarantee eligibility, approval, a rate, or the availability of any plan. Plans described on this site are medically underwritten private plans, may not be available in every state, and not all applicants will qualify. Any coverage is issued solely by the insurance carrier, subject to its underwriting and the terms of the policy it issues.

Figures on this site

Premiums, deductibles, savings figures, comparison tables and the interactive explorer on this site are for general education. They are not your rate. Actual premiums, deductibles, benefits and out-of-pocket costs vary by age, location, household size, health history and the plan selected.

No professional advice

The content here is general information. It is not medical, legal, tax or individualized insurance advice. Specific plan recommendations come from a licensed insurance advisor, not from this website.

Your obligations

• Provide accurate information about yourself, and do not submit anyone else’s details without their permission.
• Use the site only for lawful purposes and only for your own genuine enquiry.
• Do not submit automated, bulk or fraudulent requests, attempt to probe or breach the site’s security, scrape its content, or interfere with its operation.
• Do not copy, republish or resell the site’s content without written permission.

Contact consent

When you submit the form you agree that Alliance Health Savings and its licensed advisors may contact you by phone, text or email, including through automated technology. Consent is not a condition of purchase. Message and data rates may apply. You may withdraw consent at any time — see the Privacy Policy.

Intellectual property

The site design, text, graphics, logos and marks are owned by Alliance Health Savings or used with permission and are protected by applicable law.

Third-party links

Where we link to another site — a carrier, a government resource, or a service provider — we do not control it and are not responsible for its content, accuracy or privacy practices.

Disclaimer of warranties

The site is provided “as is” and “as available” without warranties of any kind, express or implied, including any warranty of merchantability, fitness for a particular purpose, accuracy or non-infringement. We do not warrant that the site will be uninterrupted or error-free.

Limitation of liability

To the fullest extent permitted by law, Alliance Health Savings is not liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits, data or goodwill, arising out of your use of this site or your reliance on any information in it.

Indemnity

You agree to indemnify and hold Alliance Health Savings harmless from claims arising out of your misuse of the site or your breach of these terms.

Changes and termination

We may modify these terms or the site at any time. Continued use after a change means you accept the revised terms. We may suspend or terminate access to anyone who misuses the site.

Governing law

These terms are governed by the laws of the state in which Alliance Health Savings is organized, without regard to conflict-of-laws rules.

Contact

Questions about these terms can be sent through the contact page.